18 years delivering fintech, blockchain and data platform work across Latin America and Europe — from Citibank's mobile banking at scale to ECB blockchain pilots and data governance SaaS.
I'm Martin Fernando Mora — a Senior Technical Product Manager and strategic advisor specializing in fintech, blockchain and data platform transformation. Based in Madrid, originally from Buenos Aires.
My career spans 18 years of end-to-end product delivery across some of the most complex, regulated technology environments: from leading Citibank's digital transformation across 12 LATAM countries, to delivering wholesale CBDC infrastructure for the European Central Bank, to advising data governance SaaS companies on structural market repositioning.
What I bring to every engagement isn't just methodology — it's pattern recognition accumulated across payment systems, tokenization, enterprise SaaS, cloud migration and regulated environments across three continents. I've shipped products handling $2.5B in annual transaction volume and platforms operating at 99.95% SLA.
In parallel with product management, I consult independently on structural challenges: GTM strategy, platform positioning, data governance architecture and Web3 advisory — the work reflected in the Strategic Work section of this site.
End-to-end product delivery for payment infrastructure, mobile banking, PayOps automation and API-first platforms. From early concepts to 50,000 TPS production systems.
Technical product management for tokenization platforms, wCBDC infrastructure, DeFi protocols and NFT marketplaces. Experience coordinating with ECB, BME, Iberclear and institutional partners.
Platform strategy and GTM for data governance and reconciliation SaaS. Market analysis, regulatory research (PSD2/PISP/AISP), segment positioning and AI/ML roadmap design.
End-to-end ownership from roadmap to release. RICE/WSJF prioritization, OKR alignment, cross-functional team leadership and stakeholder management up to board level.
Cloud migrations, Kubernetes deployments, microservices architecture and CI/CD pipeline optimization. Technical depth that makes trade-off conversations productive.
Independent advisory on structural misalignment — platform positioning, governance architecture, revenue model design and market entry. The G.E.A.R. framework in practice.
One conversation to determine whether there's a structural fit. No commitment required.